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Send me your information, and I will answer back to you the same day.                               Thomas Lechner                  Local Agent for Austin, Texas                               (512) 815-1526 (512) 815-1526  Thomas Lechner I will keep this explanation simple, because not  many people know, what an Annuity really is.  2 types of annuities exist, the “Variable Annuities” which fall under the investment category, and then there are the “money-accumulation contracts”, Medicare Health Plans for Austin Life Insurance for Austin Long Term Care Insurance for Austin Other available great Information Retirement... What do you expect, when it's time to go ? (512) 815-1526 Thomas Lechner